Think Insurance, UK, Walsall
HGV Truck

Why Do I Need Truck Insurance?

Find out why you might need to consider Truck insurance.

Why Is It Important To Have Truck Insurance?

Firstly, you will need to have insurance as it is required by law. You can choose which level of cover you want, but you must have Third Party Only protection at the very least. This was introduced so that no third party would be left out of pocket due to a non-fault accident. As well as covering your vehicle against loss or damage, your policy could include other covers as well; You can add tool cover in case company tools are stolen from the vehicle, deterioration of stock cover just in case you are involved in an incident and you are carrying perishable stock; and Breakdown cover can be added so you or one of your drivers are never left stranded. Insurance goes far beyond just covering the vehicle itself. It is worth looking deeper to see exactly what features could benefit you.

Here are a few key points as to why you need Truck insurance:

  • Legal Requirement
  • Cover For Your Truck
  • Cover For Your Drivers
  • Protect Your Cargo
  • Protect Your Customers
  • Protect Your Business
  • Public Liability Cover

Want To Get A Quote?

Want to find out more, speak to an expert or get a Truck insurance quote? Call our specialist team on 0330 127 4100 or click Get a Quote below to find out how much you could save.