Why Is It Important To Have Commercial Motor Insurance?
Having vehicle insurance is required by law if you plan on driving or parking any motor vehicle on a public road in the UK. You must take out at least Third Party Only cover to protect you against claims from third parties, so that no third party is left out of pocket due to an accident that wasn’t their fault.
The fact that you have a commercial motor vehicle means that you probably need it for business purposes and so without the right insurance, it could mean your vehicle is off the road for longer following an accident, which in turn could mean your earnings are restricted for the same duration. Therefore, to protect your business and your income, it is vital to make sure you have the right insurance in place to cover everything you need, whether that be based on who can drive your vehicles, what type of vehicles you have covered, and what level of cover you take out.
Here is a quick recap on the importance of Commercial Motor insurance:
- Required By Law
- Vehicle Protection
- Protect Your Business
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