Think Insurance, UK, Walsall
cleaning a tyre with water

Valeters Insurance

Road Risk & Combined Cover For Valeters & Detailers

Insurance For Professional Valeters & Detailers

Full time or Part-Time Motor Trade insurance, home based, mobile or contracted to a dealer or garage, it doesn’t matter – we are specialists at arranging valeters insurance, and helping our customers save money. Whether it’s a simple Road Risk Motor Trade policy you’re after, or something more complex such as a Combined policy including Employers’ and Public Liability, with cover for your tools, equipment and cleaning products, we can get you sorted!

car washing

What Is Valeters Insurance And What Does It Cover?

Valeter insurance is specifically designed to cover professional valeters and detailers, working from fixed premised, working from home, or offering a mobile valeting service. A valeter insurance policy can cover you to drive customers’ vehicles as well as your own, and can also protect you against accidental damage, loss or theft of stock, tools, equipment and money. Read below for full details on valeters insurance and what it covers.

Valeter Insurance Explained

Valeter insurance is provided specifically for valeters or detailers that are either contracted to a motor dealer or garage and working from other people’s premises, or working from home or own premises, dealing directly with the public. Valeters may need insurance to cover driving different types of cars with differing engine sizes, values and specifications.
Valeters will also need Public and Employers’ Liability cover due to the fact that much of the work can include chemicals and cleaning products, which could pose a health risk if used incorrectly, or could also cause damage to the vehicles being worked on. Depending on the size and set up of your business, Valeters insurance can also provide protection for your tools, cleaning equipment, machinery, offices, money and business interruption.

So what can Valeters insurance cover?

  • Tools & Equipment
  • Damage to vehicles worked upon
  • Flexible customer vehicle indemnity limits
  • Goods in Transit cover
  • Multiple drivers
  • Offices
  • Employers’ Liability
  • Public Liability
  • Sales & Service Indemnity
  • Stock & money held
  • Business Interruption
  • Drivers with convictions & claims

Features & Benefits Of Our Valeters & Detailers Insurance

Due to the nature of your work, and the fact you’re working with chemicals and specialist equipment, there is always the possibility that accidents will happen, and so you need to make sure you’re correctly covered. There’s always a risk of damage to customer vehicles while you’re moving or working on them, as well as risk of physical injury to both employees and members of the public. Our valeting insurance policies can also include Goods in Transit cover to protect your stock, tools, materials and portable equipment against accidental damage, theft or loss whilst you’re out and about, or even overnight and outside of business hours, if your vehicle isn’t locked away in a garage.

Our valeters and detailers policies can include the following:

  • Road Risk Policies
  • Combined Cover Available
  • Moving Client Vehicles
  • Buildings & Contents Cover
  • Goods in Transit Cover
  • Tools & Equipment Cover
  • Money & Stock Cover
  • Employers’ Liability Cover
  • Public Liability Cover
  • No Claims Bonus Protection
  • Claims & Convictions Covered
  • Business Interruption

Who Needs Valeters Insurance?

Valeter insurance is designed for people working as valeters or detailers, whether they work from their own premises, other people’s premises, or run a mobile business visiting clients wherever required. Whether you’re contracted to a specific dealer or garage, or work completely independently, you still need a valeter insurance policy to protect you, your business and equipment, and your customers and their property.
If you collect and deliver your clients’ cars, then you’ll need cover for driving all different types and size of vehicle; if you transport your cleaning equipment and supplies around, then you’ll need to cover them in transit; and because you’ll be working with potential hazardous cleaning materials, it’s vital that you have the right cover in place – particularly if you have any employees, in which case you’ll need Employers’ Liability insurance as well.

Valeters insurance is ideal for valeters or detailers that are:

  • Contracted to dealers
  • Contracted to garages
  • Working from other people’s premises
  • Working from home
  • Working from premises
  • Operate mobile valeting services
  • Full time valeters
  • Part-time valeters

Why Is It Important To Have Valeters Insurance?

As a valeter, you will be working with cleaning products and chemicals which, if an accident occurs, could cause significant damage to a customer’s car, or illness/injury to customers and any members of staff you employ. As such you need to ensure you have the right policy in place to protect you against all the possible accidents and claims that may be made against you.
A car is often the second most expensive thing a person will buy, behind a house, so if any damage occurs whilst you’re working on a vehicle and you don’t have insurance, it could cost your business significantly. You may also be moving or driving a lot of different vehicles, so you need to make sure you’re covered to do so.

Here’s a summary of why you may need valeters insurance:

  • Meet legal requirements
  • Protect customer vehicles
  • Protect members of the public
  • Protect employees
  • Protect your premises
  • Protect your stock and equipment
  • To cover damage caused in transit

man cleaning tyres

Why Pick Think For Your Valeter Insurance?

Are you still looking for more reasons to get a Valeters insurance quote from Think? No problem, here are some additional features and benefits of our Valeters insurance cover:

  • We can cover you no matter whether you work from home, designated premises or third party premises as a sub-contractor
  • We are experts in Road Risk or motor trade insurance Combined
  • We can cover your vehicles, stock & chemicals, money, and vehicles 
  • We provide optional Employers’ Liability, Public Liability and Sales & Service Indemnity
  • We are one of the UK’s top motor trade insurance brokers
  • Free 24 hour Claims Helpline provided by Kingsway
  • We offer our customers flexible payment and instalment options