Great Rates For Drivers With Convictions
From speeding and totting up, to drink driving and other serious motoring offences, we specialise in helping drivers with convictions find the right insurance policy. We’ll consider ALL convictions and bans, and we offer significant discounts for drivers that have completed a rehabilitation course. Drink driving, drug driving and non-motoring convictions are all covered. Get a quote today!
Experts in Convicted Driver Insurance
Whether you’ve picked up a couple of SP30s, or you’ve been convicted of something more serious like driving without insurance (IN10), driving under the influence of drink or drugs, or even a dangerous driving offence, we know the hassle this can cause when arranging your insurance policy. As a specialist convicted driving insurance broker, we’re experienced at providing cover that can help save you time, money and hassle! We take a pragmatic view, and understand that having been convicted and punished before, and having seen the impact this can have on your life, there’s a good chance you won’t reoffend, making you a safer driver in the process. We also work with some of the UK’s top driving rehabilitation course providers, to offer rehabilitated drivers cheaper rates on their insurance. Our policies can benefit from the following:
- All Convictions Considered
- Course Completion Discounts
- Specialist Convicted Driver Team
- Convicted Van Drivers Covered
- Non-Motoring Conviction Cover Experienced Team
- Free EU cover up to 90 days
- UK & EU Breakdown Cover
- Legal Protection Cover Available
- No Claims Bonus Protection
- Flexible payment options
So if you’re after a fast convicted driver quote, or you want great cheap rates for Convicted Drivers, give us a call, or alternatively fill in our quote form and one of our Convicted Driver experts will give you a call to go through all of your details and help you find our best price.
Cheaper Prices For Convicted Drivers
No matter what your driving conviction, we will consider your record and try and find you a policy that doesn’t break the bank. Even for some of the more serious convictions like attempting to drive under the influence of alcohol or drugs, or driving without insurance, we can help get you covered. We work with our panel of insurers to search the market to find cheap rates for DR10 convicted drivers, or to find cheap Car insurance for drivers with an IN10, plus all other convictions will be considered, and we will work hard to try and find you cover.
We also understand that people make mistakes and that very often, drivers that have been caught and convicted of an offence, will often become more aware and conscious of their driving and not want to find themselves in the same situation again in the future.
If you have been offered the option to attend and complete a driver rehabilitation course for either drink driving or drug driving, then this could help in your search for cheaper cover. We work with many of the driver rehabilitation course providers including OGWR DASH, TTC and many others, and offer all drivers that have completed one of their courses, an additional discount off their premium. When you consider the potential cost of a Convicted Driver insurance policy, this additional discount could prove quite significant, so there is even more reason to attend a course, as well as making you a better, more aware driver.
Why Choose Think Insurance
Are you still looking for more reasons to choose Think Insurance Convicted Insurance Broker? No problem, here are some additional features and benefits of our Convicted Driver insurance policies:
- We work with specialist underwriters to bring you some of the best Convicted Driver insurance policies available
- We are one of the UK’s leading convicted driver insurance brokers
- We deal with thousands of Convicted Drivers every year
- We can cover most driving convictions and claims history
- We work with various rehabilitation organisations such as OGWR DASH and TTC, to help rehabilitated drivers get cover
- We deliver award winning customer service - we’ve been voted as the UK’s ‘Most Loved Insurance Broker’ for 3 years running
- Our customers have access to a UK based, free 24 hour, 365 day Claims Helpline provided by Kingsway
- Flexible payment and instalment options available
- We are a UK based insurance broker with all offices in the UK, not overseas
What Is Convicted Driver Insurance?
What do I need to know about Convicted Driver Insurance?
If you haven’t had to look at getting this type of cover before, you might be wondering what’s the difference between a normal policy and a convicted driver policy?
Convicted Driver insurance is essentially the same as standard Car insurance except the policy and the insurer recognise the fact that the driver has unspent driving convictions, which are taken in to account when calculating the premium.
Cover levels for Convicted Driver insurance are the same too, with Comprehensive, Third Party, Fire & Theft, and Third Part Only levels of cover being available.
In order to drive a vehicle on the road in the UK you must have insurance, and while having a conviction can make this more difficult and expensive, there are ways to make it easier and more affordable, such as using a Convicted Driver insurance specialist such as Think Insurance.
We deal with thousands of convicted drivers so we understand the process you are going through. If you have previously lost your driving licence and are returning from a driving ban, we don’t make any judgements and just work hard to find you an affordable policy to help you get back on the road.
If you have any questions about your specific convictions and driving history, and how this might affect your premium, you can learn more about Convicted Driver insurance by speaking to our specialists on 0800 221 8077.
What is Convicted Driver Insurance Video
Who Needs Convicted Driver Insurance?
It doesn’t matter if you have been caught speeding and accumulated too many points, or you’ve been convicted of driving under the influence of drugs or alcohol, whatever your driving conviction, we will try and help you find an affordable Car insurance policy that fits your circumstances. We will look at your individual convictions and situation, and will search our panel of convicted driver insurers to try and find a policy that’s right for you.
Driving Convictions that can be covered in your policy
We can cater for most convictions, including the following:
- Disqualified Drivers (BA offences)
- Careless Driving (CD Offences)
- Drink Driving (DR offences)
- Drug Driving (DG offences)
- Insurance Offences (IN10)
- Speeding (SP offences)
- Traffic Directions & Signs (TS offences)
- Plus most other offences considered!
So if you’re looking for cheap insurance for IN10 Convicted Drivers, or you have received a DR10 and need Convicted Driver insurance, we can help you out!
We don’t just offer Car insurance for drivers with convictions; We also provide insurance to drive a van with convictions, so if this includes you, why not get a quote and see if we can help save you money on your van insurance too?
As a specialist insurance broker in both Motor Trade insurance and Convicted Driver insurance, we can also help you combine the two. For more details, just ask one of our team about a Motor Trade Insurance Policy with Convictions, and they will take you through the details, and help you find the right quote.
If your convictions are non-motoring convictions, then we may also be able to help you find insurance, subject to your individual circumstances and conviction(s). For more information, please call and speak to an expert.
Will the timeframe since I had my conviction change the cost?
If you have a driving conviction, you will need to declare this to your insurance company for up to 5 years after the date of your conviction. This is because driving convictions, accidents and claims can all have a bearing on your insurance premium, so your insurer will need to take these into consideration when calculating your premium.
Some insurers may only need your driving history for the last 3 years, but this can vary from insurer-to-insurer so please check carefully and make sure you are declaring them wherever required. So, if you have received Driving Convictions in the last 3 years, then you are definitely going to have to declare them; longer than 3 years…always check!
Top Tips for Convicted Drivers
Getting Convicted Driver insurance can be both expensive, and also stressful at times, particularly if you are finding it difficult to find cover for your particular driving history. However, DON’T PANIC! Here are a few tips to help you make sure you get the right cover and keep the cost of your Convicted Driver insurance down:
1. NEVER LIE!
Don’t be tempted to lie about your conviction(s), omit or fail to disclose your conviction(s) in the hope of getting cheaper Car insurance. When your insurer finds out (and they will find out!), your insurance will be cancelled and made void, which means that you will have essentially never had cover in place, and so if you were unfortunate to have been involved in an accident, you will have to cover the costs yourself. You could also be charged with insurance fraud.
2. Complete a Rehabilitation Course
If your driving conviction involves drugs or alcohol, then you may have had an option to complete a driver rehabilitation course. We work with a number of the leading providers of these courses across the UK and in return for you completing one of their courses, you get an additional discount off your insurance premium.
3. Increase Your Excess
If you are able to afford it, increasing your policy Excess can help reduce the cost of your policy. However, always make sure that you are comfortable with the final Excess level you choose, as this is the amount you will have to pay towards any claim you make, so you will need to know that you will be able to afford it. Don’t just increase the Excess, thinking that nothing will happen to you; If something does happen and for whatever reason you aren’t able to find the Excess to cover it, you may find that you aren’t able to get your vehicle fixed and could be left without your car until you can.
4. Consider what car you are driving
If your driving conviction is causing your insurance premium to be too expensive, then look at what car you are actually driving. You may find it cheaper to get a less powerful vehicle, or something that is cheaper, older or less desirable for thieves.
5. Drive less miles
As part of your insurance policy, you declare the number of miles that you think will drive throughout the year. Reducing the miles you drive can help reduce the premium. However, don’t be tempted to lie about it, and say you will do less miles than you actually drive. If you have an accident, your insurer can check the mileage you have done, and could reject your claim if they think you have driven more miles than you declared.
6. Consider the age of all drivers on the policy
If you have a conviction, then your insurance is already going to be higher than it would be without it, so make sure that you aren’t increasing the cost further by adding Named Drivers on to your policy who increase the costs further because of their age or driving record. If you are a young driver with convictions, then you are still able to get covered, however typically the minimum age for Convicted Drivers is 18.
For more information on how you can help reduce your Convicted Driver insurance, call one of our specialist team on 0800 221 8077 and they will talk you through the various options available to you. They will help you understand what you can do to get the right policy for you and your circumstances, and at a price that you are happy with.
Alternatively, if you are ready to get a quote, you can click the Get a Quote button below, fill in your details, and one of our team will be in touch to discuss your quote.
Don’t forget, we’re here to help so if you have any questions, please just call us and ask!
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Convicted Driver Insurance FAQ's
Keeping the cost of insurance low as a convicted driver can be hard, but here are some tips that may help.
Want to find out what the UK driving conviction codes are? Read on to see explanations below.
After serving your ban for drink driving you can take out a Convicted Driver insurance policy for drink drivers.
Additional discounts could be applied to your Convicted Driver insurance premium if you have completed the Drink Driving Rehabilitation Course.
A Convicted Driver insurance policy is an insurance product specifically for motorists with convictions.
There is a minimum age of 18 for those wishing to take out a Convicted Driver insurance policy.
While your points may expire from your licence after four years, you may still be asked and be required to declare them for up to five years.
Most insurance companies and brokers will require you to declare a driving conviction for at least five years.
A driving conviction is a type of criminal conviction you receive after being prosecuted of a motoring offence.
Convicted Driver Insurance Pages
If you require insurance for young drivers with points, we can help. We have a specialist convicted team to help provide the best advice and get the best quote
Looking for cheap car insurance for young drivers with points can be difficult. We can help get you the most adequate cover at the right cost. Get your quote here
Car insurance for drink driving offences can be difficult to obtain at an affordable cost. We have a specialist team who can help get you the best quote
If you require car insurance after a conviction in the last 3 years, get in touch. Our specialist convicted insurance team can help get you the best deal
Getting a Convicted Driver insurance online quote can be difficult, so use a specialist broker like Think Insurance to find the right cover at an affordable price. Get a quote!
If you are looking for Non-Motoring Convictions Car insurance, Think Insurance have a specialist convicted driver insurance team who can help. Get your quote here!
Think Insurance aim to offer you the best insurance for drink drivers because we are Convicted Driver insurance specialists. See how much you could save and get a quote here!
Think Insurance offer cheap Car insurance for drink drivers. Get the cover you need, and see how our experts could help you save money!
As a Convicted Driver insurance specialist, Think Insurance can offer cheap Car insurance for drivers with a DR10 conviction. Get your quote here!
Convicted Driver Van Insurance can be difficult to obtain at an affordable price. If you have a drink driving offence or another conviction, we can help
Convicted Driver Insurance >>
- 1 Great Rates For Drivers With Convictions
- 2 Experts In Convicted Driver Insurance
- 2.1 Cheaper Prices For Convicted Drivers
- 2.2 Why Choose Think Insurance
- 3 What Is Convicted Driver Insurance
- 3.1 What do I need to know about Convicted Driver Insurance
- 3.2 What is Convicted Driver Insurance Video
- 4 Who Needs Convicted Driver Insurance
- 4.1 Driving Convictions that can be covered in your policy
- 4.2 Will the timeframe since I had my conviction change the cost
- 5 Top Tips for Convicted Drivers
- 5.1 Never Lie
- 5.2 Complete a Rehabilitation Course
- 5.3 Increase Your Excess
- 5.4 Drive less miles
- 5.5 Consider the age of all drivers on the policy