Car Insurance Convictions In Last 3 Years
If you require car insurance after a conviction in the last 3 years, get in touch. Our specialist convicted insurance team can help get you the best deal
Car Insurance Convictions In Last 3 Years
If you’ve received a conviction within the last 3 years, then you will need to inform your Car insurance provider up 5 years after your conviction date.
This is because having a conviction, whether that be a driving conviction or any other type of criminal conviction, can have an impact on your insurance premium. Things like convictions, claims and accidents all add risk to a Car insurance policy; it doesn’t matter if it wasn’t a motoring conviction, you must declare your conviction if it happened within the last five years (from the date of the conviction).
Different offences will carry different punishments and similarly, will be rated differently by insurers. Drivers with convictions in the last 3 years for speeding or driving whilst operating a mobile phone, will find it easier to get a quote than if they had a drink driving conviction. Whatever your conviction is, every insurance company will want to know the details, and what your conviction was for. Some convictions, such as anyone who has been convicted of insurance fraud, may make it almost impossible to get cover again. If your conviction isn’t related to driving then you will need to enquire about getting a Non-Motoring Convictions Car insurance quote.
Be Prepared When Getting A Quote
When enquiring about an insurance quote it’s best to be open and honest about your conviction. Make sure you have all the information you will need to hand, including any information the insurance broker may need, such as the date of the incident, the date of the conviction, the size of the fine and how many points were added to your licence (if any). Like many other insurance quote processes, different insurers may ask for different types of information and some may require you to be more specific than others.
Always Tell The Truth To Your Insurer
If you aren’t honest with an insurance broker and you take out an insurance policy with them, you could be found guilty of committing insurance fraud, which could prevent you from getting insurance of any kind in the future. Your insurance costs may go up, or your insurance could be cancelled, or worse, voided, which would mean you were never insured in the first place and in the event of an ongoing third party claim against you, it may mean you would be forced to pay all the costs.
Trying to find the best Car insurance for convicted drivers can be difficult, but it can also be frustrating if you’re looking for Van insurance with convictions. This is why the best course of action you can take, following a conviction, is to seek out a competent, experienced and well respected Convicted Driver insurance broker. Otherwise, you could end up spending hours of your free time searching for quotes online, only to be rejected countless times or be offered insurance with extortionate premiums from a broker that doesn’t fully understand Convicted Driver insurance.
Why Choose Think Insurance?
If you’re looking for Car insurance for convictions in last 3 years, then you need to speak to Think Insurance. At Think we have a team of highly dedicated, professional and well-trained Convicted Driver insurance experts, eager to help you get the best deal. Our Convicted Driver insurance team doesn’t care what your conviction is, our focus isn’t on what you’ve done wrong, it’s on getting you the best Convicted Driver insurance policy possible.
As well as offering a specialist team, excellent customer service and competitive premiums, there are a number of other reasons to choose Think Insurance, such as:
- All Convictions Considered
- Rehab Course Completion Discounts
- Specialist Convicted Driver Team
- Convicted Van Drivers Covered
- Non-Motoring Convictions Covered
- ‘UK Broker of the Year’ for 5 years running
- Free EU cover up to 30 days
- UK & EU Breakdown Cover
- Legal Protection Cover Available
- No Claims Bonus Protection
- Flexible payment options
Looking For A Convicted Driver Insurance Quote?
To get a Convicted Driver insurance quote from Think Insurance, simply click ‘Get a Quote’ below or to speak to a member of our specialist Convicted Driver insurance team call 0800 221 8077.