It could have easily been a mistake, but driving without at least Third Party Only insurance is a criminal offence. If this is you, you now need to take out insurance for convicted drivers with an IN10.
What Is An IN10 Endorsement?
An IN10 endorsement refers to ‘using a vehicle that is uninsured to the legal minimum requirement’, and this also applies to you letting someone borrow your car without the proper cover. Anybody driving your car must have adequate insurance in place to secure against third party risks. Whether you forget to renew your insurance in time, don’t check whether the person using your vehicle is properly insured to do so, or wilfully drive knowing you haven’t arranged cover, it’s still an offence and will mean your licence will be endorsed with 6-8 penalty points. What’s more, the conviction will stay on your licence for four years, since the date of your offence. You will also have to disclose your IN10 endorsement to your insurance provider for five years after the date of the offence, and it will have an impact on your premium.
How Does An IN10 Endorsement Affect Your Insurance?
Having an IN10 endorsement on your driving licence means your insurance premium will rise as you will be classed as a convicted driver. This means you will need to find cheap car insurance for convicted drivers with an IN10 for the subsequent 10 years as this is how long it remains on your record, which means it’s essential to use a specialist insurance broker when looking for Convicted Driver insurance.
By its nature, Convicted Driver insurance for people with an IN10 endorsement is more expensive, which is why you need to make sure you get it right. If you make a mistake you could have your Convicted Driver insurance policy cancelled or voided, which would mean you weren’t properly insured in the first place. When you contact a specialist IN10 Convicted Driver insurance broker, make sure you have all the correct details regarding your conviction, and make sure your prospective insurance broker has everything they need. The last thing you want to do is to not be properly insured and risk receiving another IN10 endorsement.
Keep Costs Down When Getting Convicted Driver IN10 Insurance
There are ways you can bring your premium down further, and reducing your mileage is a great way to keep costs down. However, don’t purposely underestimate your mileage as this is an offence and could lead to trouble. Adding a driver without a conviction onto your policy can also help bring down costs, and think about what car you are driving. If possible, look at getting a car with a lower insurance group, to make your premium cheaper.
As someone with an IN10 endorsement on their driving licence, you will be looking for the best Car insurance for convicted drivers. This is why you will need the help of an insurance broker that specialises in IN10 convicted drivers, such as Think Insurance. We have exclusive access to a specially selected list of underwriters that deal with convicted drivers, and this means we may have access to prices that you won’t be able to get online.
Features of Our IN10 Convicted Driver Insurance
We are one of the UK’s leading IN10 and Convicted Driver insurance brokers. We know that having a previous driving conviction, and having seen the impact it can have on your life financially as a result of fines and/or increased insurance premiums, there’s a good chance that you won’t reoffend. We don’t judge, and we treat every customer as an individual, no matter what their driving history. Our policies can benefit from the following features:
- Specialist policies for convicted drivers
- IN10 insurance cover
- Convicted van drivers covered
- Instalments available
- Non-Motoring convictions covered
- Experienced team
- Free EU cover up to 90 days
- UK & EU Breakdown Cover
- Legal Protection Cover Available
- No Claims Bonus Protection
- 24/7 Claims helpline
Get IN10 Convicted Driver Insurance
Having an IN10 endorsement on your driving licence means you will be well aware of the repercussions of not having adequate insurance, which is why you will want to make sure you have the correct insurance going forward. This means it’s essential that, when looking for cheap Car insurance for convicted drivers IN10, you contact experienced specialists in Convicted Driver insurance . To get an IN10 Convicted Driver policy click Get a Quote below or if you prefer to speak to one of our Convicted Driver insurance experts then you can call 0800 221 8077 for free.