Cheap Car Insurance For DR10 Convicted Drivers
As a Convicted Driver insurance specialist, Think Insurance can offer cheap Car insurance for drivers with a DR10 conviction. Get your quote here!
What is a DR10 Conviction?
A DR10 is a motoring endorsement code for driving, or attempting to drive, with a blood alcohol level above the allowable limit. A DR10 is also commonly known as drink driving or driving under the influence of alcohol.
It means it is an offence to drive or attempt to drive a motor vehicle either on a road or in a public place with excess alcohol, in the breath, blood or urine. This could even include just sitting in your car whilst you’re over the limit…it still counts. It is not the same as being too drunk to drive which would be DR20 (driving or attempting to drive while unfit through drink).
What Could Happen If I Get a DR10 Conviction?
In the event you are convicted for driving or attempting to drive with a blood alcohol above the limit, then the consequences are severe. You could be sent to prison for up to six months and you could face a fine of up to £5,000. The minimum penalty is currently a 12 month driving ban and a Band C fine, which would be 150% of your ‘relevant weekly income’.
New sentencing guidelines, effective from 24th April 2017, mean that there will be changes to the punishments handed out. Like the previous guidelines, the severity of the punishment depends on the level of alcohol in the breath, in the blood and in the urine. If the level of alcohol found in the breath is between 36μg and 59μg (blood: 81-137mg & urine: 108-183) the starting point is a Band C fine which is 150% of ‘relevant weekly income’, and a disqualification of 12-16 months, however if you were to reoffend within 10 years it would be a ban of 36-40 months.
If the level of alcohol in the breath is 60-89μg, then the starting point remains the same, but a low level community order could be handed out, as well as a 17-22 month ban. A 90-199μg level of alcohol in the breath could result in a medium level community order, but it may instead result in a high level community order with a 23-28 month disqualification period. If the level of alcohol found in the breath is 120-150μg and above, the starting point is 12 weeks’ custody and could be as high as 26 weeks’ custody. Also, a 29-36 month ban would be handed out, and would be extended if the judge is imposing immediate custody.
How Will Getting a DR10 Affect My Car Insurance?
Being convicted of any offence means that your Car insurance will rise, because statistically drivers with convictions are more likely to be involved in accidents and therefore more likely to make a claim. You’ll need to disclose your conviction, by law, for at least five years after the date you were convicted. Your current insurer may not offer insurance to you or the price may become too high for you to afford, however as a convicted driver there are ways to lower the cost. Your best chance of getting a Convicted Driver insurance quote that is affordable, is to go through a specialist Convicted Driver insurance broker, like Think Insurance.
How Can I reduce My Car Insurance Premium After A Conviction?
You can help get the cost of cover down by going on a rehabilitation course, which is looked on favourably by insurers. We offer everyone that completes one of the rehabilitation courses offered around the UK, a discount off their premium. You should also try to reduce your mileage as well as increasing your excess, both may help lower your DR10 insurance premium. In addition, also review what vehicle you are driving, as choosing a smaller, less powerful car can help lower your insurance costs.
Looking For A DR10 Convicted Driver Insurance Quote?
If you are in need of Convicted Driver insurance then there’s no one better to help you then Think Insurance. We have access to fantastic DR10 Convicted Driver insurance rates and can help you get back on the road. If you need DR10 insurance then click get Get a Quote below or call 0800 221 8077 to speak to a member of our specialist Convicted Driver insurance team.
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