If you’ve been convicted of a drink driving offence, we can help you find affordable insurance to get you back on the road.
Insurance Specialists For Drink Drivers
If you have ever been convicted of a drink driving offence you will appreciate how frustrating it can be to get an affordable Convicted Driver insurance quote. This is why you need to get in touch with Drink Driving insurance specialists like Think, and let our team of experts help you find affordable cover.
Drivers with convictions are often seen as high risk, but at Think Insurance we understand that you have made a mistake in the past and that you’ve paid the price for it. Therefore as Drink Driving insurance specialists, we don’t seek to penalise you further. What we are interested in is finding you a competitive Drink Driving insurance quote. As specialists in Drink Driving insurance we try our best to provide cheap car insurance for convicted drivers, and we do this by using our panel of underwriters specialising in cover for convicted drivers.
Levels Of Cover
A Drink Driving insurance policy is similar to a Private Car insurance policy, in the sense that the products offered are similar and the level of cover will be the same. Under Drink Driving insurance, you will be able to take out Third Party Only cover, Third Party, Fire & Theft or Comprehensive cover too. Third Party Only is the minimum level of insurance required to drive on UK roads and would be the cheapest way to get insurance.
Getting Cheaper Insurance After A Drink Drive Conviction
However, there are other things you can do to help yourself get affordable Car insurance after being convicted for drinking and driving. Reducing your mileage is a big way to reduce your premium, as lower mileage means you’re on the road less and therefore there’s a smaller opportunity for you to be involved in an accident. You can also look at the car you are driving – getting a vehicle in a lower insurance bracket can bring your price down too. Another thing you can do is make sure you drive sensibly and don’t reoffend or pick up any other driving convictions as this could impact your insurance further, or could even cause you to lose your licence.
You may find that your current insurer is still willing to insure you, however, they will most likely be offering a significantly increased price. This could be because they aren’t used to dealing with convicted drivers and are therefore not well equipped to offer a cheap Drink Driving insurance quote. This is the main reason why you need to seek out Drink Driving insurance specialists, so that you can get the best price available.
Specialist Drink Driving Insurance - Things To Do
You need to make sure that all of the details you give to your broker are correct, including things like your address, where the vehicle is kept, and importantly the length of your conviction and ban. If you do not provide your insurer with the correct information for your conviction you may find that your policy gets cancelled or voided.
To avoid a higher premium you may be tempted to not disclose your conviction(s), claim someone else is the main driver of the car, or go without insurance all together. Don’t! Not disclosing all of your details correctly is an easy way to getting your insurance cancelled, or worse, voided, which would mean you weren’t technically insured in the first place, and not taking out insurance at all could land you in a complete mess, leading to another conviction, which is only going to increase your premium further as well as other potential penalties!
Specialist Discounts For Rehab Course Completion
If you have completed, or have the opportunity to complete a rehabilitation course then you could reduce your premium, as insurers look favourably on rehab course completions. We work with Rehab centres across the UK, and offer a discount to customers that complete one of their Drink Driving courses.
Get A Specialist Drink Driving Insurance Quote Today!
Think Insurance are Drink Driving insurance specialists, which means we don’t judge and more importantly we have access to prices that many mainstream insurance companies don’t. If you need Drink Driving insurance, click Get a Quote below or to speak to a member of our Drink Driving insurance team call 0800 221 8077.