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Home Insurance

Who Needs Home Insurance?

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Who Will Need Home Insurance?

If you own your own home then you will need to have Buildings insurance. As mentioned above, many mortgage lenders will not enter into an agreement unless you have the necessary cover in place. Buildings cover will provide you the financial ability to rebuild or repair your home if the structure becomes damaged. This could save you a fortune if the worst were to happen.

If you are a landlord then it is your responsibility to take out Buildings cover, and not the tenants’. Over time you can build up quite a collection of possessions, and so Contents cover will enable you to replace anything that is damaged or stolen. Imagine coming home one night and finding your TV and PS4 missing, or your watch, jewellery and laptop gone. At least this way, you will be able to buy like-for-like new ones and have everything covered.

So Who Needs Home Insurance?

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