Cheap Insurance for Young Drivers
As a leading specialist broker, Think Insurance can offer cheap insurance for young male or female drivers with our black box Telematics insurance policies
Whether you’re looking for cheap car insurance for young female drivers, or the best insurance for young male drivers, it pays to use a specialist broker!
Young Drivers Vs Drivers Over 25s
According to statistics provided by the Government, young drivers do less miles than the over 25s, and when you look at this broken down by gender, young females under 25 drive on average around 3,500 miles per year, which is less than young males who drive closer to 4,500 miles in the same period (45% females and 55% for males). However the figures also show that younger drivers are on the road more at night, when the risks are greater, and so their insurance premiums will reflect this. Young drivers will have less experience and won’t have had as much practice at driving in all the various conditions and hazards, and so unfortunately these things will also contribute.
Young Females & Young Males Involved In Car Accidents
When it comes to being involved in, and slightly injured in a road traffic accident, the split is pretty even suggesting that young males and young females are equally as likely, however, there is a clear split by gender in young drivers when it comes to being involved in an accident leading to a fatality. The stats show that males are a far higher risk than females, and out of all fatalities caused by road accidents involving young drivers under 25 , 75% involve males, while only 25% involve females.
While under 25s account for only around 7% of all full driving licence driving holders in the UK, they are far more likely to be involved in a fatal road accident having been over the legal alcohol limit. Unfortunately, 7 out of every 10 drivers killed as a result of a drink driving accident are males or females under 25 years old.
Why Choose Think For Car Insurance For Young Female Or Young Male Drivers?
We are one of the UK’s leading specialist insurance brokers. We are looking for careful drivers, whether you are searching for car insurance for young female drivers, or the best insurance for young male drivers. We want responsible young female or male drivers, who want to find a more affordable policy, and learn more about how they’re driving, to help them continue to improve. Our best insurance for young drivers can include the following features:
- Black box fitted to your vehicle
- No curfews!
- Discounts for low mileage
- Only buy the miles you need
- Driving feedback via web portal
- ‘Good Driver’ discounts at renewal
- Instalments available
- Theft Protection available
- 24/7 Windscreen & Glass cover
- 24/7 UK based Claims service
- Flexible payment options
- Breakdown cover available
Who’s The Better Drivers…Males Or Females?
By taking out a Black Box Young Driver insurance policy with us, you have the opportunity to prove just how good of a driver you are. You will get a cheaper price in return for agreeing to have the black box fitted, for agreeing to drive by the policy rules, and having your driving performance monitored. What’s more, the better you are, the more you can bring down the cost of your insurance at renewal.
The black box monitors how you drive, recording how you brake, how you accelerate, how fast you drive, and how you drive around corners. It also records the time of day you are driving and the roads you are driving on to calculate your driver score, and when it comes time to renew your policy, the higher your score, the greater your potential discount. So, when it comes to car insurance for young female drivers, or cheap car insurance for young male drivers, our black box policies could save you money!
Get A Cheap Young Driver Insurance Quote Today!
At Think Insurance, we specialise in Young Driver Car insurance, whether you’re male or female. If you want to find out more or want to see how much we could save you, click Get a Quote below or to speak to a member of our team, call 0800 221 8077.
Are MOT Rules Getting Too Lax?
Blue Cars Are More Popular In Leicester!
Backless Booster Seats Banned For Small Children