Comparing Young Driver Insurance
When you go to compare Young Driver insurance it is important to consider a few things to get the best quote. See our tips here
Compare Young Driver Insurance
If you’ve passed your test and got a car, you will now be on the hunt for cheap first time Car insurance for young drivers, and you will soon find that it might not be easy to find a cheap quote that offers everything you need.
The best thing you can do is compare Young Driver insurance policies, but before you start looking at quotes, you may want to compare what levels of cover are available. The most basic, and the minimum legal requirement, is Third Party Only; this covers any third party’s costs in the event you are found at fault for an accident with them. The next level of cover is Third Party, Fire & Theft which covers the same as Third Party Only but also covers your vehicle in the event of fire or theft. It may cover additional damages to your car, but this can often differ between insurers. The highest level of basic cover is Comprehensive which usually covers everything already mentioned, plus cover for damage to your own vehicle. In addition, Breakdown cover, Windscreen cover and Motor Legal Protection can also be included or added on to Young Driver insurance policies. All of this is what you should be looking at when you compare Young Drivers car insurance.
You might also want to compare a Young Driver Black Box insurance policy against standard Car insurance, to see which suits you best.
Once you have decided what you want from your Young Driver Car insurance policy then you need to compare different providers of Car insurance for young drivers, to see what they offer and how much they charge. One way of doing this is through a comparison site.
One of the potential pitfalls with comparing young driver insurance online is that sometimes the quotes provided are based on certain assumptions, and because a website cannot speak to you to understand your requirements in the same was as a person can on the end of a phone, they won’t necessarily provide you with all of the different aspects of cover you need.
Likewise, there may be certain restrictions or conditions on the policies which, due to the nature of the comparison sites, there is not enough room to warn you about. As such, you could end up going ahead with a policy based on the low price online, but could find yourself without the cover you wanted, or limited to restrictions and curfews.
What’s more, you may actually find that you are missing out on some better deals from some of the Young Driver insurance specialists who don’t provide quotes online as they prefer to speak to you in person to understand exactly what it is you’re after, and provide a tailored quote that matches your needs.
This is why, when looking to compare Young Drivers Car insurance, the best course of action to take is to find a specialist Young Driver insurance broker, such as Think Insurance. Here at Think Insurance we have a team of highly dedicated and well trained Young Driver insurance experts, who will be able to help you figure out exactly what you need. We also have access to exclusive Young Driver Black Box insurance quotes that you won’t be able to get through any other broker or a comparison site.
Not all insurance companies will offer a Young Driver insurance policy with a black box, which makes finding cheap Car insurance for young drivers with a black box hard to achieve. A black box can help you save money on your insurance because it tracks your driving, which means you can prove that you are a safe young driver. You might be able to lower your premium even further by adding experienced named drivers and committing to low mileage, and on renewal you could get discounts for good driving and low mileage.
Compare Our Young Driver Insurance Today!
What are you waiting for? Click ‘Get a Quote’ below or pick up the phone and call a member of our friendly Young Driver team on 0800 221 8077, and they will be happy to answer your questions and guide you through the process of comparing our young driver insurance quotes and insuring your car.