Think Insurance, UK, Walsall
Car Inside

How Much Extra Will The Telematics Box Cost?

There is no extra cost; the cost of the box is factored in to your total price, including fitting.

When buying any insurance product there can sometimes be extra fees involved and sometimes they appear after you’ve been given the final quote. When a member of our Young Driver insurance team gives you a quote for Telematics insurance, the price of the black box (which includes installation) is already factored into your price.

If, for any reason, you cancel the installation at short notice there may be a fee payable. However in the event you do cancel at short notice, we will contact you to discuss the situation. 

In the event we have to cancel your policy due to poor driving or not having your box fitted in the required time, you will only receive a refund for the amount of miles that you have not yet used or for the time remaining on your policy as long as you have had no fault claims. You will not receive a refund for the black box itself. This is because the black box cannot be taken out of the car and used for another client, so therefore it cannot be returned to us.  

The cost of the black box installation is paid via a one off fee, meaning that you won’t need to pay that cost again at renewal. This is because we don’t install a new black box when you renew your Young Driver insurance policy. There is a charge at renewal for the box data, but this will be discussed with you.

If you choose not to renew your Think Insurance Telematics insurance policy then the black box device in your car will be deactivated and will no longer record any data. If you would like the telematics device to be removed from your car, then we can send out an engineer to uninstall the box – however we do charge a fee for this service.

When changing the car covered on your Young Driver Black Box insurance policy, you will need to have a new black box installed, as we cannot switch the black box from your old car into the new one. Again, there is a fee for this service. Likewise, if you would like us to remove the black box from your old car before you sell it, there will be a charge for this.

As Telematics insurance becomes increasingly popular with young drivers, more and more second hand cars will be bought with an existing, deactivated telematics device fitted (unless the previous owners have paid to have it removed). If you are buying a car with a Think Insurance black box already fitted, then it may be possible for this box to be activated again. If you have bought a car, wanted to take out a Think Insurance young driver policy and activate a previously live Think box, then you would have to arrange for one of our engineers to come out and review the box, to determine if it can be reused. There would be a cost associated with this, but this can be discussed with one of our agents.  

how does a black box monitor my driving

The price of the Telematics device being factored into your Young Driver insurance premium isn’t the only benefit of having a black box device installed in your car - there are multiple other benefits including:

Monitor your driving – Once motorists pass their test they are left to their own devices and can begin to quickly pick up some poor driving habits. Having a black box installed in your car will help you to maintain your driving skills and might even help you improve them. This is important in many ways as it can help make sure you avoid causing any accidents by fine tuning your driving skills, as well as helping prevent you from receiving any fines for poor driving such as speeding, or even having your policy cancelled.

Locate your car – If you are unfortunate enough to have your car stolen, we can pass on the location data to the police to help track down your car, in the hope that you are reunited with your vehicle, and potentially reducing the cost of any claim.

Prove you are a good driver – By having a telematics device installed in your car you are committing to being a good driver and the black box can provide us with proof of that, so hopefully when it comes time to renew your policy, your Young Driver insurance premium will go down through good driving.

how does a black box work

How Does A Black Box Work?

A Think Insurance black box monitors several aspects of your driving to help build your driving score, which is what will help you reduce your Black Box insurance premium at renewal. So, what does the telematics device actually record? The box records:

  • Location
  • Speed
  • Cornering
  • Braking
  • Number of journeys
  • Duration of journeys

For more information on what data the black box records, read the FAQ: So Will You Be Monitoring Anything Other Than My Driving?

If you have any more questions about the black box that is installed in your car as part of our bespoke Young Driver insurance policy you may be able to find the answer in our Young Driver FAQ section, where questions such as Can A Telematics Box Be Fitted To Any Car? have been answered.

Young Driver Insurance Quote

Want to get in touch with us for a Black Box insurance quote? You can call our Young Driver experts on 0330 127 4100 or you can have us ring you by clicking the ‘Get a Quote’ button below, and completing your details.