Insurance Quotes for Young Drivers
Insurance Quotes for Young Drivers can be high due to age, but Think Insurance have the expertise on knowing other ways to make you save. Get your quote here
Insurance Quotes For Young Drivers
Like most insurance policies, cheap car insurance for young drivers may not always be the best insurance for young drivers. Before you get a quote for any young driver insurance policy, whether it’s for you or you’re a parent doing it on behalf of your son or daughter, you need to make sure that you know what you need covering, and understand the options available to you.
Online Quotes For Young Drivers
If you’re only searching online for insurance quotes for young drivers, then make sure you are fully aware of what is and isn’t included in the policies, and that you completely understand the terms of the policy including any restrictions. Some insurance brokers that offer a quote online might base it on certain assumptions which may not be relevant to your circumstances, and they may insist on certain restrictions such as curfews, which may not fit in with what you want from your policy.
Check before you buy! If you don’t make sure your quote is exactly as you want it, and something happens such as an accident or a claim, you may find you are not fully insured. Similarly, if you have a mileage limit or a curfew and you haven’t read the details, you may find your insurance gets cancelled or you get fined by your broker.
Black Box Insurance Quotes For Young Drivers
Our insurance quotes for young drivers are for Telematics insurance policies, and require a black box be fitted to your vehicle to monitor how well you drive. If cost is an issue for you, then a Black Box insurance policy could be perfect, because in return for having your driving monitored, your insurer will reward you with a lower insurance premium.
Our Black Box insurance quotes for young drivers are aimed at responsible, safe drivers that want to prove and improve their ability in return for a cheaper premium, and are offered on a Comprehensive basis, meaning that should something happen, you and your vehicle will be covered.
Other insurance brokers may offer quotes for Third Party Only Young Driver insurance policies, but this would only cover you for any damage to other people’s vehicles if you were to have an accident, and not your own car, and this is the legal minimum level of cover required. You have to ask yourself if something happened to your car and it wasn’t covered, could you afford to replace it or live without it? If the answer is “No”, then you should consider a different policy.
Likewise, some brokers may offer Third Party, Fire & Theft Young Driver insurance quotes which would also cover your car if it was stolen or caught on fire, though again, this wouldn’t cover your car if you were involved in an accident, and isn’t something we offer.
If you want to be fully covered then you would need to purchase Comprehensive insurance, as this would cover all of the above, plus in the event you were involved in an accident and were deemed to be at fault, it would mean the costs to repair or replace your vehicle would also be covered.
Ways To Get Cheaper Quotes For Young Drivers
Are you looking for the highest level of cover, but can’t afford the high premium that may come with it? Well there are a number of things you could do to help bring the premium down. Firstly, get one of our Black Box policies as described above as this will help you secure a lower rate. Secondly, restrict your mileage, as the lower your mileage, the cheaper your premium could be – however be careful not to understate how many miles you will drive as this could cost you more in the long run if you need to top up your mileage, or could even result in policy cancellation if you go over your allowance without purchasing extra miles.
You can also look at the type of car you will be driving; opting for something smaller and less powerful can help bring the cost down further. Adding a parent to your policy can have an impact on your premium, often resulting in a discount, while parking your vehicle overnight somewhere more secure like a garage, can save you money compared to parking it on the road.
Why Choose Think Insurance?
When looking for insurance quotes for young drivers, if you haven’t had to do this before, it might be best to seek the help of an experienced and friendly specialist Young Driver insurance broker such as Think Insurance. Our team of highly dedicated Young Driver insurance experts will help you along every step of the insurance process, making sure you have the right level of cover, and at a price that is affordable for you.
Rather than just getting quotes online, sometimes speaking to a human can be the best course of action, especially if you are unsure of exactly what you need, and the options available to you. Having a Young Driver insurance expert to help you get your first car properly insured should put your mind at ease, and that’s something you wouldn’t get with an online quote.
Get An Insurance Quote For Young Drivers Today!
If you’re in need of an insurance quote for a young driver, whether it’s for yourself or you’re a parent looking for one of your children, then you can contact Think Insurance in two ways. Firstly, you can click ‘Get a Quote’ below, fill in some details and one of our Young Driver insurance experts will contact you, or you can call the team directly on 0800 221 8077. What are you waiting for? Get a quote today!
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