Why Do I Need Student Car Insurance?
Find out why you might need to consider Student Car insurance.
Why Is It Important To Have Student Car Insurance?
Insurance is required by law, and it is mandatory to have at least the very basic form of cover which is Third Party Only. Many students are living on a budget and would not be able to replace their car if something were to happen to it. If this sounds like you, and you would want to have the comfort of knowing that your car would be replaced if something happened, then you should consider a Third Party, Fire & Theft or Comprehensive insurance policy, as these would provide varying levels of cover for your car. At least then, if the worst were to happen, you could replace or repair your car using your insurance. If your car is low in value and having it replaced through your insurance is not a requirement, then a Third Party Only policy would make sure that any personal injury claims from members of the public, or third party property damage claims would be covered by your policy, taking care of your legal obligations.
From a lifestyle point of view, a student policy may be better for you than a standard young driver or telematics policy as it doesn’t impose any restrictions around mileage, time of day driven or curfews, which some telematics policies can. With a Student Driver car insurance policy you could have all of those worries put aside leaving you to focus on the more important aspects.
So why is it important to have a student driver policy?
- It Is A Legal Requirement
- Competitive Premiums
- For Peace Of Mind
- Cover Designed For Students