Cheap Car Insurance For Young Drivers Under 25

If you’re a new driver under the age of 25, then you can now get cheaper Car insurance with a Black Box policy!

Why Can it be Expensive for Drivers Aged 17-25 Years Old?

If you’re under 25 years old and looking for cheap Car insurance then you will no doubt have already found out how difficult it can be to find affordable cover. One of the reasons for this is that, statistically, drivers under 25 years old are more likely to be involved in an accident and therefore pose a greater risk to insure. Drivers under 21 are the ones hit the hardest, but those slightly older (though still under 25) can find themselves paying higher premiums than older drivers.

How Can I Lower the Cost of my Young Driver Car Insurance?

There are many factors that are considered when working out your premium, including the type of car you drive, where you keep your vehicle overnight, and how many miles you plan on driving. For example, if you park your vehicle in a locked garage it may help reduce your insurance cost, compared to if you park it outside on a public road overnight.

However, there is a way for new drivers who are under the age of 25 to get affordable car insurance and get on the road without breaking the bank, by taking out a Young Driver Black Box insurance policy with Think – helping under 25s get on the road for less!

Car Insurance Statistics for Under 25 Year Olds

According to Government statistics, on average, under 25 year olds drive fewer miles than drivers aged 25 and over, however, of the miles they do drive, more of them are at night time than their older counterparts. Under 25 year olds drive on average c.4,000 miles per year, while older drivers drive closer to 5,600 miles on average per year.

While they drive less miles, the under 25s unfortunately are over represented when it comes to being involved in reported road accidents, than those aged 25 or over. This is likely to be as a result of inexperience, and this is all factored in by insurers when calculating Under 25s Young Driver insurance premiums.

A Black Box Can Help You Prove That You Are a Good Driver

By taking out a Telematics Young Driver insurance policy and having a black box fitted to your car, you can prove you are a good driver, and reduce the cost of your insurance. You will get a cheap price in return for agreeing to have the black box fitted, for agreeing to drive by the policy rules, and having your driving performance monitored.

The black box monitors how you drive, recording a number of metrics including how you brake, how you accelerate, how fast you drive, and how you drive around corners. It also takes into account the time of day you are driving and the roads you are driving on to calculate your driver score, and when it comes time to renew your policy, the higher your score, the greater your potential discount.

Review Your Performance

Once you’ve completed each journey, you are awarded a score and that goes to calculating your overall driver score. You can monitor how well you are driving by logging on to our Online Driver Portal, which gives you more details about how you’ve performed, and allows you to see where you could improve, and where you are already doing well.

Why Should Under 25s Choose Think?

We are one of the UK’s leading specialist insurance brokers. We are looking for careful and responsible young drivers who want to learn more about their driving whilst getting a cheaper Car insurance premium. Our policies can benefit from the following features:

• Black box fitted to your vehicle
• No curfews!
• Discounts for low mileage
• Only buy the miles you need
• Driving feedback via web portal
• ‘Good Driver’ discounts at renewal
• Instalments available
• Theft Protection available
• 24/7 Windscreen & Glass cover
• 24/7 UK based Claims service
• Flexible payment options
• Breakdown cover available

Get An Under 25 Insurance Quote Today!

If you want to talk to one of our young driver specialists to discuss a quote, or to see how much you could save with an Under 25 Black Box insurance policy, then phone us on 0800 221 8077, or just click Get a Quote below!